About
Written by someone learning in public.
The Learning Curve is a Filipino blog about personal finance, tech, entertainment, and honest product reviews. No corporate speak. No fluff. Just the information you actually need, explained the way a friend would explain it.
Who's behind this
Hi — I'm Julius, a Filipino based in the Philippines with a long-running habit of reading too much about money, gadgets, and anything that might make life marginally more efficient.
I started The Learning Curve because most of the personal finance and tech content I found online was written for Americans, used American examples, referenced American banks, and assumed you had access to a Roth IRA. Not useful.
The content here is written specifically for Filipinos — the banks are real Philippine banks, the prices are in pesos, and the recommendations account for the fact that you might be commuting via MRT and deciding between GCash and Maya, not a Charles Schwab account.
What this blog covers
Finance
Digital banks, savings accounts, investing basics, budgeting, and taxes — all through a Philippine lens. Which banks actually pay good interest. How to start investing with ₱1,000. What freelancers need to know about the BIR.
Tech
AI tools, budget gadgets, and practical tech for everyday Filipino life. Which laptop to buy under ₱30,000. Whether Starlink is worth it in the province. Which free AI tools save the most time.
Entertainment
What to watch, what to read, what's worth your time. Netflix recommendations, anime roundups, and what's coming to theaters.
Reviews
Honest takes on products and services Filipinos actually use — digital banks, budget earbuds, cars under ₱1 million, and apps that promise to make your life easier.
How articles are written
Every article on this site goes through the same filter: would this be useful to someone who is a complete beginner, has no financial background, and just wants a straight answer?
Some articles contain affiliate links. If you buy something through a link on this site, we may earn a small commission — at no additional cost to you. This never changes what gets recommended. Products and services are assessed on their actual merits for Filipino users. Affiliate relationships are disclosed in articles where they apply.
Prices, interest rates, and product availability change. We update articles when we catch outdated information, but always verify critical details (especially bank rates and product prices) directly with the source before making decisions.
Get in touch
Questions, corrections, topic suggestions, or just want to say something? Reach out at hello@thelearningcurve.blog.
If you spotted an error in an article — especially outdated rates or prices — please send it through. Getting things right matters more than looking like we already know everything.