Finance

Personal Finance & Side Hustles

Personal finance, investing, side hustles, and building wealth.

Credit cards fanned out representing the best credit cards for beginners in the Philippines
Finance

Best Credit Cards Philippines for Beginners (2026)

The best starter credit cards in the Philippines for 2026: no annual fee options, cashback picks, income requirements, and how to avoid the interest trap.

· 8 min read
Coins and savings jar representing Pag-IBIG MP2 investing in the Philippines
Finance

Pag-IBIG MP2: The Beginner's Guide to Investing (2026)

Pag-IBIG MP2 pays 6–8% annually, tax-free, with government backing. Open an account via Virtual Pag-IBIG, choose your payout option, and see who it's best for.

· 7 min read
Candlestick trading chart representing ETF investing in the Philippines
Finance

How to Invest in ETFs in the Philippines (2026)

A beginner's guide to ETF investing in the Philippines: FMETF, global ETFs via IBKR, how to open a brokerage account, and what it costs to start.

· 9 min read
BIR registration documents for Filipino freelancers
Finance

Freelancer Taxes Philippines: BIR Guide for Beginners (2026)

If you earn from freelancing, online selling, or consulting in the Philippines, you're required to pay taxes. Here's exactly how to register and file without losing your mind.

· 6 min read
Philippine peso bills in a piggy bank
Finance

Best High-Yield Savings Accounts Philippines 2026

Traditional bank savings accounts in the Philippines pay as little as 0.10% p.a. Here are the best high-yield savings accounts available right now and how to choose one.

· 6 min read
GCash digital wallet on a smartphone
Finance

GCash vs Maya vs GoTyme: Which Digital Wallet Actually Wins in 2026?

Three apps, all doing roughly the same thing — but they're not equal. Here's an honest comparison of GCash, Maya, and GoTyme for everyday Filipinos in 2026.

· 5 min read
Cash and financial planning documents
Finance

Index Funds Philippines: Beginner's Guide to Investing

You don't need to be rich or know a stockbroker. Here's the simplest honest path to start investing in the Philippines with index funds.

· 6 min read
GoTyme Bank app interface
Finance

GoTyme Bank Stocks Philippines: How It Works and Is It Worth It

GoTyme Bank has one of the most accessible stock investing features in the Philippines. How it works, what it costs, and who should use it.

· 6 min read
Philippine peso bills spread out
Finance

Passive Income Philippines: What Filipinos on Reddit Recommend

We combed through r/phinvest so you don't have to. Here are the passive income strategies Filipinos are actually using, ranked by how often they come up.

· 6 min read
Cash and budgeting notebook on a desk
Finance

Getting Started with Budgeting: The 50/30/20 Rule

The 50/30/20 rule is the simplest framework for controlling spending, building savings, and reducing financial stress — here's how to apply it.

· 2 min read